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Journal of Technologies Information and Communication

Promoting Financial Literacy with the SimEmp Application
Jorge Alves 1 * , Diogo Lisboa 1, Nuno Moutinho 1, Davi Eleutério 1
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1 UNIAG, Instituto Politécnico do Bragança, Campus de Santa Apolónia 5300-253 Bragança, Portugal
* Corresponding Author
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Research Article

Journal of Technologies Information and Communication, 2024 - Volume 4 Issue 1, Article No: 29056
https://doi.org/10.55267/rtic/15009

Published Online: 30 Aug 2024

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How to cite this article
APA 6th edition
In-text citation: (Alves et al., 2024)
Reference: Alves, J., Lisboa, D., Moutinho, N., & Eleutério, D. (2024). Promoting Financial Literacy with the SimEmp Application. Journal of Technologies Information and Communication, 4(1), 29056. https://doi.org/10.55267/rtic/15009
Vancouver
In-text citation: (1), (2), (3), etc.
Reference: Alves J, Lisboa D, Moutinho N, Eleutério D. Promoting Financial Literacy with the SimEmp Application. Journal of Technologies Information and Communication. 2024;4(1):29056. https://doi.org/10.55267/rtic/15009
AMA 10th edition
In-text citation: (1), (2), (3), etc.
Reference: Alves J, Lisboa D, Moutinho N, Eleutério D. Promoting Financial Literacy with the SimEmp Application. Journal of Technologies Information and Communication. 2024;4(1), 29056. https://doi.org/10.55267/rtic/15009
Chicago
In-text citation: (Alves et al., 2024)
Reference: Alves, Jorge, Diogo Lisboa, Nuno Moutinho, and Davi Eleutério. "Promoting Financial Literacy with the SimEmp Application". Journal of Technologies Information and Communication 2024 4 no. 1 (2024): 29056. https://doi.org/10.55267/rtic/15009
Harvard
In-text citation: (Alves et al., 2024)
Reference: Alves, J., Lisboa, D., Moutinho, N., and Eleutério, D. (2024). Promoting Financial Literacy with the SimEmp Application. Journal of Technologies Information and Communication, 4(1), 29056. https://doi.org/10.55267/rtic/15009
MLA
In-text citation: (Alves et al., 2024)
Reference: Alves, Jorge et al. "Promoting Financial Literacy with the SimEmp Application". Journal of Technologies Information and Communication, vol. 4, no. 1, 2024, 29056. https://doi.org/10.55267/rtic/15009
ABSTRACT
Nowadays, regardless of age group, financial knowledge and know-how are always an asset for people to be able to make better financial decisions. Due to the complexity and quantity of existing financial products that every citizen has to deal with on a daily basis, it is essential to understand them so that a healthier economy can exist, based on a society that is better informed and better able to make appropriate financial decisions. Only in this way will it be possible to minimise the appearance of future debts and situations of financial hardship associated with risks taken on excessively. As such, a better level of financial literacy among the population will lead to a more balanced and functional society and economy. Given the need to improve the financial knowledge of the general population, this paper presents the SimEmp- Financial Literacy web application, based on a gamification methodology and consisting of an educational virtual simulator, as a way of improving and developing knowledge related to financial literacy.
KEYWORDS
Financial decisions Budget Expenses Revenues
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